Colchester, Connecticut

Health Insurance Reserve April 2021

BOE Budget Committee Meeting 9:15AM

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SCHEDULE 1


                          COLCHESTER BOARD OF EDUCATION
                        HEALTH INSURANCE RESERVE ANALYSIS
                                AS OF: APRIL 2021

                                                 FINAL

   BEGINNING BALANCE 7/1/20                    3,149,170.39

   DEPOSITS:
   EMPLOYER CONTRIBUTIONS                      4,278,183.37
   CO-PAY EMPLOYEES                              987,506.13
   RETIREES                                      217,682.82
   COBRA                                           8,920.24
   INTEREST                                        5,291.27
   TOTAL DEPOSITS                              5,497,583.83

   EXPENSES:
   CLAIMS                                      4,086,211.39
   ADMIN FEE                                     654,886.92
   HSA EMPLOYER CONTRIBUTION                     309,225.00
   Federal Excise Tax                              1,815.45
   Wellness Program Fees                               0.00
   Wellness Program Incentives                         0.00
   Year End Settlement                                 0.00
   State Assessment                                    0.00
   PPI Benefits                                   43,439.50
   Actuarial Services                              8,250.00
   PY Adj & Audit Fees                            (7,000.00)
   Other                                               0.00
   TOTAL EXPENSES                              5,096,828.26

   ENDING BALANCE                              3,549,925.96




6/1/2021 11:29 AM
       SCHEDULE 3



                                 COLCHESTER BOARD OF EDUCATION
                                HEALTH INSURANCE MONTHLY SUMMARY
                                       AS OF: APRIL 2021


                                REVENUES                              EXPENSES                                                                  MONTHLY       YTD


                                                                                 Wellness     State        PPI
                    EMPLOYER    CO-PAYS       TOTAL     CLAIMS/FEES    ADMIN                                         HSA     Other    TOTAL     BALANCE     BALANCE
                                                                                 Program    Assessment   Benefit


BEG BALANCE                                                                                                                                                 3,149,170
Jul-20                421,377      49,553     470,930      350,836     62,722           0           0      4,316    16,000    1,815   435,689     35,241    3,184,412
Aug-20                421,377      37,040     458,417      504,649     67,296           0           0      4,411     9,000        0   585,356   (126,939)   3,057,473
Sep-20                421,377     138,451     559,828      316,381     74,869           0           0      4,229   102,000        0   497,478     62,350    3,119,823
Oct-20                437,480     150,984     588,464      317,697     63,606           0           0      4,469         0        0   385,771    202,693    3,322,515
Nov-20                429,428     141,985     571,414      406,481     66,108           0           0      4,489     1,500   (7,000)  471,577     99,836    3,422,352
Dec-20                429,428     137,320     566,748      479,710     65,136           0           0      4,396    83,250        0   632,492    (65,744)   3,356,608
Jan-21                429,428     146,992     576,420      418,813          0           0           0      4,201     9,475        0   432,489    143,932    3,500,540
Feb-21                429,428     133,892     563,320      391,240    127,521           0           0      4,329         0        0   523,089     40,231    3,540,771
Mar-21                429,429     138,785     568,214      436,515     63,077           0           0      4,302    86,500    8,250   598,644    (30,430)   3,510,341
Apr-21                429,429     144,399     573,828      463,890     64,552           0           0      4,301     1,500        0   534,243     39,585    3,549,926
May-21                      0           0           0            0          0           0           0          0         0        0         0          0    3,549,926
Jun-21                      0           0           0            0          0           0           0          0         0        0         0          0    3,549,926
      TOTAL         4,278,183   1,219,400   5,497,584    4,086,211    654,887           0           0     43,440   309,225    3,065 5,096,828    400,756


MONTHLY AVERAGES:
DEPOSITS             549,758
EXPENSES             509,683

CONTRIBUTION TO
RESERVE               40,076
                                                                 COLCHESTER BOARD OF EDUCATION
                                                             13 MONTH MEDICAL CLAIMS TREND HISTORY
                                                              (PAID CLAIMS AND NETWORK ACCESS FEE)
                                                                     Excludes Administrative Costs
         600,000



         500,000



         400,000



         300,000
AMOUNT




         200,000



         100,000



              0
                   Apr-20    May-20     Jun-20      Jul-20    Aug-20    Sep-20     Oct-20   Nov-20    Dec-20     Jan-21   Feb-21     Mar-21     Apr-21
          Series2 211,132    349,459   356,026     350,836    504,649   316,381   317,697   406,481   479,710   418,813   391,240    436,515   463,890
          Series1 420,803    425,369   420,859     398,197    394,324   399,632   382,998   384,549   379,245   388,514   387,210    391,032   384,833
             Series 1 - Rolling 13 month average
             Series 2 - Monthly claims




                                                                                                                                    6/1/2021 11:29 AM